The National Housing Fund (NHF) was established by the NHF Act of 1992 to mobilise funds that will facilitate the provision of affordable housing for Nigerians. Under the extant NHF law, every Nigerian earning N3,000 or more per annum is required to contribute 2.5 percent of their monthly basic salary to the NHF.
Requirements for accessing an NHF Loan
1. Open a savings account with a registered PMB.
2. Contribution to the fund for at least six months prior to application.
4. Have satisfactory evidence of regular flow of income to guarantee the loan.
5. Submit photocopies of valid title documents (e.g. C of O).
6. Approved survey/site plans.
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